Friday, October 31, 2008

Next Wednesday

I was actually feeling a little better today. I reminded myself that our VP has 5 or 6 teams spread across 3 states - the 2 teams here both have over 15% open positions that can be cut first. SO, while she may have cuts (which she said she does), we are the 2 least likely teams to have cuts.

Then we got the note that cuts would be communicated next Wednesday and seeing a date in black and white from one of the "higher ups" just shoved it back in my face.

Either way, this time next week I'll know.

Thursday, October 30, 2008

Animal Planet

My mom said something yesterday to me: "At least you know you'll always have a home." And that's true - my mom owns her home outright and has a decent (if fixed) retirement income. We always have a place we can go. We have a paid off car. We have our health.

But that's not how we think when we feel like we've been backed into a corner. Let's face it - we don't think logically. I could have cancer, or get hit by a bus, or shot. Bad things could happen at any time (conversely, we could win the lottery). But we don't spend a whole lot of time thinking about the best or worst case scenario because the odds are small. Instead, we focus on the middle ground where most of us live.

Deep down, when it comes to safety - we don't think with our heads. We're using some rationale that exists somewhere between our heart and the pit of our stomach. It's the same kind of instinct that all animals have - the need to survive, the fear of change, the need to protect our family.

I know my mom is right - and we are lucky to have that kind of safety net - my mom lives 15 miles away. The boy would switch schools, but hub could keep his job. But that feels like pretty cold comfort righnow. We know we have impacts and folks wll lose their jobs in our department - we just don't know who or how many.

Wednesday, October 29, 2008

Well, F&^%

Today our VP called us together. Some of the departments are communicating to folks about their lay-offs this week - our department is next week. So, that means another week of feeling bat poop crazy.

From everything I've heard, it seems like the cuts are deeper than they have been in the past. Given the economy, I'm not surprised. Just scared. There aren't that many folks on our team - maybe 12. And that's in 2 different job descriptions.

I also found out that if you get a severance package you aren't eligible for unemployment. So that cuts in half the time I was thinking I'd have to find a job - my severance would be 20 weeks, unemployment is 24 with the possibility of an extra 13 weeks based on unemployment rates in the state. I expect it would be tough to find a job in my field - I could take a "lateral entry" and become a teacher, but my salary would be cut in half. That would be very tough on the family.

I don't know that I've ever been so scared in my whole life, and after spending 8 years in the Army, that's saying a lot.
Want not, waist not

I recently bought a new pair of slack. I have 2 pair of jeans, 2 skirts (one of which I’ve never worn due to the length requiring tights or hose), and 3 pair of slacks. I wore the new (4th) pair of slacks and discovered 2 problems: 1) they are a tweed type material and when the dog jumped on them it created a couple of pulls and 2) they have a waistband.

To wear pants with a waistband, you need to have a waist. Sadly enough, I’m having the same problem with my skirt today (but since my shirt is on the outside rather than tucked in, no one else will notice). When you have no waist, the waistband rides up until it is sitting about 2 inches below your bra. It’s the opposite of the guy’s belly hanging out, but it’s equally dreadful.

Let’s get this source of stress gone, and then it’s time to change my ways – hopefully a permanent change this time.

Tuesday, October 28, 2008

Under Pressure

Thanks for the kind words Bren. What it comes down to is this: this is the first time in my adult life where losing my job seemed like any sort of possibility.

I never asked to be the primary bread winner. It doesn't bother me that I make (significantly) more money than my husband. It bothers me that we've never prepared for this contingency. Like most everybody, we've wandered along, about as clued in as Gomer Pyle.

Emergency fund of 3-6 months of living expenses? Are you kidding me? We never had any savings until we started Financial Peace University a few weeks ago. We now have $400. That's $400 more than we started with, but it's a long way from a fully funded emergency fund.

I guess part of it is the fact that I have thought I was taking care of my family, but the reality is I don't feel that way any more. I have not set us up to handle tough times - we are overextended. Not nearly as badly as some folks and we are taking steps to improve that, but there it is.

Today one of the HR ladies was in our department and I about had a panic attack. (Turns out she was there to remind us about benefits enrollment), but it freaked me out because I thought she might be there, talking to folks. The mood at the office is very subdued - much more so than last time. Last time we lost 2 folks off our team.

I'm trying to be realistic and tell myself I'm being irrational, but when it comes to the fear response, there doesn't seem to be a whole lot of ways to control it.

I keep telling myself we'll be fine, and I know that we would. But still, this is such a scary time right now.

And I keep telling myself to keep this in perspective, we are healthy and we have each other - some folks are so much worse off. But that doesn't make me feel better - just bad for those other folks too.

Sorry - I'm a little bogged down by this.

Monday, October 27, 2008

Wishing your life away

Last night we watched the movie "Click". If you haven't seen it, the premise is that this guy (Adam Sandler) gets a universal remote that works on everything and everyone. Pretty soon he is skipping the "boring" parts of his life. I think the ending is a bit predictable, the moral a bit heavy handed, but overall I enjoyed it.

Today I find myself wishing I had a fast forward button. Layoffs are going to be announced "by the end of the quarter". Since they don't like to do this at the end of the week (don't want people going home and brooding), it will likely be tomorrow or Wednesday.

I think my job is fairly secure - we have 12 pople on our team and 2 open positions. Even if they reduced our department 15%, we'd have unfilled spots to fill that. But still, it's very stressful. I've never really been through one of these before. Well, once - but I was so new to the department that I felt fairly safe.

I've looked up my severance and my unemployment benefits - not to be negative but so I'd stop worrying so much. I'd have benefits for nearly a year - yeah, we'd have to do a bit of belt tightening, but we'd be okay for quite a while. So in that regard I do feel better. But I still hate it. Even if it's not me, will any of my co-workers be impacted?

I haven't heard anything from the job I applied for - I bet they are waiting for the announcement - displaced employees generally get preference (which is fair). Nothing on the part time job either. Sigh.

Let me get through the next couple of days - I have been working on my eating and I'm ready to start exercising again.

Thursday, October 23, 2008

The Hardest Thing

I hate the fact that I feel like I've lost so much fitness. I hate the fact that I've lost so much self esteem. But I think the hardest thing about the weight I've gained is that it has robbed me of my femininity. I feel like a blob on top of 2 sticks. I look like a blob on top of 2 sticks. I don't feel like a woman. I think that's the hardest thing to take.

So, why don't I do something about it? I do - every day. Every day I wake up and pack myself a healthy breakfast and lunch, which I eat. And then I get home and it all collapses under an avalanche of junk food.

Mid next week they should be announcing layoffs. I keep hoping that's what is making me feel so out of control. But I'm afraid I'll still feel just as stressed afterward.

I applied for the job in the other department.

I feel like I'm in a maze - I know there's an exit, I just can't seem to find it.

Sunday, October 19, 2008

Things I know are true

I know that I've gained 35 pounds since starting the job I'm in about 3 years ago. I like my boss, my team, my company - but I don't think this particular position is a good fit for me. I am putting in for an opening in another department - a scary move. My last boss was .. okay. I left my last company mainly due to a dreadful boss, so leaving one of the best bosses I've ever had is hard. But honestly? I don't enjoy the job a whole lot any more and I feel ready to do something different.

This is gonna sound crazy, but I put in for a part time job teaching economics class the evening at a local community college. Between Financial Peace University (the debt class I'm taking through work) and the current economic environment, I am very focused on getting a 3-6 month emergency fund set up. We are still paying down our debts - according to the class, you should pay all your debts (minus your mortgage) then finish your emergency fund.

I've heard folks calling in to Dave Ramsey's radio show, and he tells them it's okay to pay down debt and put more in the emergency fund given the current conditions. I know it's gonna help me sleep better at night. I work for in the financial services industry (but for a company I feel will be around after all this is over!) - we're announcing some layoffs later in the month. I think my job is okay, but I'd feel better if we had a larger emergency fund.

Trying to get a handle around our finances has been tough. Trying to do a zero sum budget when stuff keeps happening? Root canals, lawn mower dying, needing to buy supplies to replace some missing shingles on the roof - all this stuff has made getting my arms around a budget tough - but at least we are trying.

Eating is improving - I had a stress related eating "incident" Wednesday night, but overall, I've been doing much better. I am doing a better job planning and eating loads of veggies during the day at work, which helps keep me full at work. It's that time when everyone starts bringing in crap. Sigh.

I'm still not exercising regularly - one thing at a time I guess.

I've been doing a lot of cleaning/organizing around the house which feels good. I like to do my spring cleaning in the fall. :-)

I'm sorry I haven't been better about this blog - I don't feel comfortable writing about money stuff at work for some reason, and that's been more on my mind lately I guess.

Right now I have a big batch of homemade baked beans in the crock pot - I am having those for breakfast next week. (I know it sounds wacky, but beans really fill me up and keep me going.) Lunch is a vegan hungarian goulash - I have fruit for snacks.

I made 2 big shepherd's pies for a couple of dinners next week - I added a lot of veggies in with the meat, so even if the guys don't feel like a salad on the side, there's a full serving of veggies in there. Out of 2 pounds of meat I got both pies plus froze enough to make nachos for dinner next weekend for hub & myself. I did stretch it with the combo of veggie crumbles and diced sauteed mushrooms.

I'd say 95% of the meat & dairy I buy is organic & free range, and most of that is local. So I've tried to get creative with ways to stretch it since that is significantly more expensive. But I feel it's worth it. I've been trying to make things easier on myself on the weekend - so I've been making a double batch of something and we eat the same thing on Monday and Wednesday nights. At first my son griped a bit, but since they are helping choose what we eat, I know it's stuff they are in the mood for! It's made cooking a lot easier.

I'll try to at least post how my eating (and exercise) is going, but I may save the more serious posts for the weekend.

Tuesday, October 14, 2008

A year in the life

Today, for the first time in a long time I updated my weight chart. I’ve been keeping this chart since October 11, 2001 – 7 years. A couple of interesting things stood out: I weight today what I weighed in October of last year. I weigh 8 pounds more than I did in October of 2001. I’ve lost (and gained) 35+ pounds. I’ve been fit, and lost a lot of it. I’ve made headway, and lost momentum. I’ve started this blog, and recently left it orphan.

It’s time to take back my blog, take back my fitness, and take back the progress I made.

Don’t get me wrong – I’m not implying in any way that those 8 years have been worthless because of something as relatively small as my weight. I’ve accomplished a lot of things in that time. But I need to once again make my health a higher priority.

Stay tuned!

Monday, October 13, 2008

Better

Things are going pretty well. We had a great weekend and the weather here is fantastic. I am enjoying this time of year. My eating habits continue to slowly improve, and hub agreed to start walking the dogs with me in the evening.

I am making my own cleaning products these days (including laundry detergent!). It’s easy, green, and way cheaper! Like many folks, we are working hard on paying down debt & saving money. We’d started our debt boot camp 8 weeks ago – boy was that timely! Hub is on board, and while we’re not sticking perfectly to our budget, it’s going along pretty well.

So, going along pretty good. :-)

Friday, October 10, 2008

Update

Just wanted to let you know that I'm still alive & well! I feel like I'm sort of in a limbo - nothing really changes, no real ups or downs. I'm not complaining! I'm beginnign to feel rested up and ready to takek on some challenges.

Tuesday, October 07, 2008

Rescue Me

I am apparently allergic to Washington DC. While I normally don’t have much in the way of allergy issues, something this past weekend got them started. Luckily, some Zyrtec and a nap helped. And washing them out with salt water.

Anyway, yesterday afternoon we took ourselves and my mom’s rat terrier, our jack russell, and Butchie (our beagle/bassett/boxer) up to the lake. Our destination was a small island out in the lake where we could beach the boat and let the dogs off to play and us to swim.

We were about halfway there (and out in the center of the lake) when Butchie jumped over the side of the boat and into the water! Without missing a beat, the boy rolled off the side of the boat and into the water after him. I turned the boat around and headed back to pick them up. Butch was doing a pretty good job of swimming, although he was headed to shore rather than the boat. Getting him back in the boat was a bit of a trick (he’s about 60 pounds!). But everyone was okay.

Once we got to the island, all the dogs would wade out into the water to where we were, but no actual swimming occurred. I think Butch had had enough for one day!

Good times. :-)

Monday, October 06, 2008

Happy Birthday Baby

Saturday was my husband' 40th birthday. I took him on a surprise trip up to DC to visit friends. We had a wonderful weekend of friends, food, and fun.

Now back to reality. :-)

Thursday, October 02, 2008

Surprise

My husband hates surprises. I love surprises. Therefore I am taking him on a surprise getaway for his birthday this weekend! (I never get surprises since he doesn't like them, so I should be able to give them, right?). W're headed up to DC to visit friends and nosh on Thai and Korean food. :-)

Gas here isn't too expensive ($3.75), it's just that loads of stations don't have any gas. How does this make sense? Bailout? Who cares - no gas = no getting to work. I've got bigger things than the failure of the economy to worry about! (Just joking - kinda).

But I don't want this to become a political blog (even though I'm ana economist and could discuss this stuff for quite a while).

Things continue to slowly come together. Overall, I'm feeling pretty good about things. Despite the economy, layoffs, and lack of gas.

Wednesday, October 01, 2008

Not much change

Eating habits have improved, exercise is still not happening. I had a bit of a meltdown this weekend, just feeling tired and overwhelmed.

Things I'm trying to control:
Keeping myself in enough order that it doesn't make me nuts.
Continuing to cook, but not doing so much that it overwhelms me.
My temper.

I am feeling a lot of stress right now, so I'm just trying to keep an even keel without jumping into a vat of cheese dip. :-)

Friday, September 26, 2008

Friday Happy Dance

I'm glad it's Friday and I am happily looking forward to a quiet weekend of doing stuff around the house. Hub has to work tomorrow, so I'll be a bit lonely. He hasn't had much overtime lately, and the money will help since 1) it's his birthday next Saturday and we are going on a surprise trip up to the DC area to visit friends and 2) our lawn mower is on it's last legs (wheels?).

I am still eating too much crap and not getting enough exercise. My weight is hovering in the same area, so it's at least not going up any more. We've been having a bit of an .. issue around our house with the equitable distribution of the housework since the cleaning lady is only coming once per month now. Instead of getting up at 5 to walk, I've been getting up at 5 to clean. We had a "come to Jesus" talk about THAT last weekend.

This afternoon's bit project is organizing the sewing room. Hub is building some shelving in the guest room closet for me, so I'll have additional storage (much needed for craft stuff).

I guess I'm organizing my proverbial nest for winter. :-)

Tuesday, September 23, 2008

Playing ketchup

This weekend was waaaaay too busy. Friday I shopped, Saturday we were out of town all day - getting home just in time to collapse into bed, and then Sunday I had gobs of cooking to do. The day ended with me falling into bed, exhausted, my kitchen looking like a crime scene. I've gotten up early the past 2 mornings, but instead of walking I've worked in the kitchen! Hopefully we'll get it cleaned up tonight.

We took the boat out yesterday evening, which was really nice. We were able to swim, but it seems to be cooling off around here.

Weight is staying the same.

Friday, September 19, 2008

Maybe one day, but not to-day

Many times on this journey I've gotten discouraged, and many times I've wanted to quit. I always tell myself that I can give up one day, just not to-day. Even though I don't have a lot positive to report, I can say that I haven't quit.

Thanks for reading and commenting Jack - it helps a lot!

Thursday, September 18, 2008

A rut too deep to climb out of?

I am so stuck in my current rut. By the time I get home, I don't even have the will to try & climb out of it. It's a very discouraging feeling. My new mantra is "tomorrow." Not good. Evenings have become "snackin' time!" and morning has become "sleeping in time." Double not good.

Wednesday, September 17, 2008

Too much information, too many choices

You know how people are always complaining about not having enough time/ too much stress? Of course we do! Good grief - our parents didn't have nearly the responsibility to manage things like their health care and retirement funds the way we are expected to do today. Try managing all of those things, keep the household on a budget, raise kids, maintain the home, maintain the cars, cook, and hold down a full time job.

I need a wife! :-)

I am getting very frazzled.

Food isn't ugly, but it's in the "not good" range and I'm too tired to get up and walk. And I have too much on my plate for the weekend.

Things are pretty good - hub still working for a good company, boy liking his new school, but there's just a lot and my brain is feeling overfull.